Track wallets, credit cards, budgets & loans

Caps Money Manager

Advanced personal finance, designed to feel clear, fast, and effortless every day.

Get Caps

Coming soonGoogle PlayComing soonApp StoreComing soonCAPS Web
Wallet cards with credit insights
Pulse, spending & budget health
Loans, transfers & reports drilldowns
Total balance

INR 1,24,380

Daily Wallet

Standard dark

Total balance

INR 92,640

Money In

INR 85,000

Money Out

INR 4,920

Currency views

INR 1.24LINR
$1.4KUSD

Quick actions

Expense

Income

Transfer

Financial pulse

This month

Net+INR 80,080
IncomeINR 85,000
ExpenseINR 4,920

Recent transactions

Latest activity

Chai & Snacks

Main Wallet

-INR 450

Monthly Salary

HDFC Savings

+INR 75,000

Uber to Mall

Today, 8:20 PM

-INR 280

Home

Built for

Wallets, credit cards, loans & daily money

Experience

Premium cards, quick actions & insights

Trust

No ads, no data sale, no bank-login credentials

Why Caps

Advanced money management without the usual complexity.

Caps makes advanced money management feel simple, with a premium, intuitive interface for tracking wallets, credit cards, loans, budgets, reports, and daily transactions, powered by seamless cloud sync.

Wallet cards

Every wallet becomes a premium card surface.

Each wallet carries its own color, pattern, balance, Money In, Money Out, and swipeable stacked or layered presentation.

Credit cards

Credit cards get a smarter card view.

Due amount, statement period, utilization, paid or overdue badges, outstanding balance, credit balance, and available credit stay visible.

Timeline

Grouped history and wheel-based review in one screen.

Switch between grouped day, week, or month blocks and a tactile date wheel, with wallet, category, search, sort, and statement-cycle filters.

Loans

A loan dashboard built for real payback tracking.

See net position, lent and borrowed segments, To Collect, To Pay, progress health, active, settled, overdue, contacts, and agreement history.

App workflow

From wallet setup to daily review without changing tools.

Caps is built around the way money actually moves: a local ledger first, then focused screens for entry, review, planning, and analysis.

  1. 01

    Create wallets for cash, bank accounts, and credit cards, then choose currencies, card colors, and wallet stack style.

  2. 02

    Add expenses, income, transfers, card payments, lending, borrowing, collections, and repayments from the same transaction flow.

  3. 03

    Review Home for Total Balance, Currency Views, Financial Pulse, Quick Actions, Top Spending, Budget Health, and Recent Transactions.

  4. 04

    Personalize Caps with Auto, Light, Dark, or Black themes, then choose Standard or Material You style, accent colors, wallet card colors, and stacked or layered wallet presentation.

Home Dashboard

Total Balance, Currency Views, Financial Pulse, Quick Actions, Top Spending, Budget Health, and Recent Transactions.

Wallets & Accounts

Cash wallets, bank accounts, credit cards, custom card colors, patterns, stacked or layered cards, and excluded totals.

Timeline

Search by title or note, filter by wallet and time period, switch grouped views, and inspect statement cycles.

Budgets

Weekly, monthly, quarterly, yearly, or custom budgets with category scope, wallet scope, pace, days left, and risk states.

Reports

Summary, trends, donut or chart views, category and wallet breakdowns, drilldown sheets, and transaction-level context.

Loans

Track money lent and borrowed, collect or repay, connect contacts, manage agreements, and watch due dates.

Calendar

Daily income, expense, and net cashflow views with month totals and transaction detail for each date.

Appearance

Auto, Light, Dark, and Black themes with Standard or Material You style, accent colors, simplified view, and wallet layout controls.

Caps Pro

A premium layer for sync, planning, and clarity.

Caps Pro brings private cloud sync, secure restore, deeper reports, smarter budget and cash-flow planning, and an ad-free money workspace.

Private sync

Secure restore

Ad-free focus

Private cloud sync across devices
Advanced spending reports and trends
Smarter budget and cash-flow planning
Secure restore when changing phones
100% ad-free experience
Monthly, yearly, and lifetime plan support

Privacy & trust

Your money data should be handled with clarity and respect.

Caps is built for people who want to track expenses without being pushed into ads, hidden data selling, or bank-credential collection. The product uses your data to run the features you choose, and gives you a clear deletion path.

No data sale

Caps does not sell personal data.

Your finance records are not treated as an advertising product. Caps does not use advertising SDKs or sell personal data to data brokers.

Manual tracking

No bank-login credentials.

Caps does not ask for bank passwords, card PINs, or net-banking credentials. You control the information you enter into the app.

Clear control

Deletion is available.

Signed-in users can delete inside the app, and anyone who cannot access the app can use the public deletion page with email verification.

Responsible operation

Operated by NoozyTech.

Privacy questions, deletion questions, and account support have a public contact path at caps@noozytech.com.

FAQ

Questions people ask before using Caps.

Practical answers about tracking, offline use, sync, privacy, deletion, credit cards, loans, customization, and Caps Pro.

What is Caps Money Manager used for?+

Caps helps you track wallets, bank accounts, credit cards, loans, budgets, reports, and daily transactions from one personal finance workspace.

Does Caps work offline?+

Caps is built around a local-first ledger, so core tracking and review stay fast on your device. Signing in adds secure backup, restore, and cloud sync when available.

How does Caps handle credit cards?+

Credit cards are treated as dedicated wallet cards with due amount, statement period, utilization, paid or overdue badges, outstanding balance, credit balance, and available credit.

Can I track loans and repayments?+

Yes. Caps includes a loan dashboard for money lent and borrowed, contacts, agreements, collections, repayments, active loans, settled loans, overdue status, and due-date tracking.

What makes the Timeline different?+

Timeline supports grouped history, wheel-based date review, wallet filters, category filters, search, sort, and statement-cycle views for credit-card activity.

Can I customize the app appearance?+

Yes. Caps supports Auto, Light, Dark, and Black themes, Standard and Material You styles, accent colors, per-wallet card colors, simplified view, and stacked or layered wallet presentation.

What does Caps Pro add?+

Caps Pro is designed for private cloud sync, secure restore, advanced spending reports and trends, smarter budget and cash-flow planning, and a 100% ad-free experience.

Is Caps Web coming?+

Yes. Caps Web is planned as a full web version so you can manage wallets, credit cards, loans, budgets, reports, and transactions from a computer or web browser.

What features are still coming soon?+

Caps Web, scheduled transactions, event-based planning, goals and savings, invite rewards, and some deeper loan timeline areas are prepared as future workflows rather than marketed as finished features.

Does Caps sell my personal data?+

No. Caps does not sell personal data and does not use advertising SDKs. App data is used to provide the money-tracking, sync, restore, support, security, and purchase features you choose to use.

Does Caps ask for my bank login details?+

No. Caps is a personal expense tracker, not a bank-login or account-aggregation service. It does not ask for bank passwords, card PINs, or net-banking credentials.

Why does Caps store financial data?+

Caps stores the wallets, transactions, budgets, loans, categories, and notes you enter so the app can show your balances, reports, reminders, sync, and restore experience.

Can I delete my Caps account and data?+

Yes. Signed-in users can delete their account from Profile > Danger Zone inside the app. If you cannot access the app, use the public account deletion page on this website.

Who operates Caps?+

Caps Money Manager is operated by NoozyTech. For privacy, account deletion, or support questions, contact caps@noozytech.com.