See every part of your money clearly.
Wallets, credit cards, loans and budgets in one fast workspace. Everything stays on your device unless you ask it not to.
iPhone app in development.
Offline first
Works without a connection.
The ledger lives on your device, so adding, searching and reviewing stay fast whether or not you are online.
Privacy
No ads, and nothing sold.
Caps carries no advertising SDKs, sells no personal data, and never asks for bank logins or card PINs.
Coverage
Every account in one place.
Cash wallets, bank accounts, credit cards, loans, budgets and reports, all tracked side by side.
Advanced money management without the usual complexity.
Caps makes advanced money management feel simple, with a premium, intuitive interface for tracking wallets, credit cards, loans, budgets, reports, and daily transactions, powered by seamless cloud sync.
Wallet cards
Every wallet becomes a premium card surface.
Each wallet carries its own color, pattern, balance, Money In, Money Out, and swipeable stacked or layered presentation.
Credit cards
Credit cards get a smarter card view.
Due amount, statement period, utilization, paid or overdue badges, outstanding balance, credit balance, and available credit stay visible.
Timeline
Grouped history and wheel-based review in one screen.
Switch between grouped day, week, or month blocks and a tactile date wheel, with wallet, category, search, sort, and statement-cycle filters.
Loans
A loan dashboard built for real payback tracking.
See net position, lent and borrowed segments, To Collect, To Pay, progress health, active, settled, overdue, contacts, and agreement history.
From setup to daily review, without changing tools.
Caps follows the way money actually moves: capture it once, see it in context, then decide what comes next.
- 1
Set up your wallets
Add cash, bank accounts and credit cards, then pick currencies, card colours, and whether wallets stack or layer.
- 2
Record what moves
Expenses, income, transfers, card payments, lending, borrowing, collections and repayments all go through one flow.
- 3
Review the whole picture
Home gathers total balance, currency views, financial pulse, quick actions, top spending, budget health and recent activity.
- 4
Make it yours
Switch between Auto, Light, Dark and Black themes, choose Standard or Material You, and set accent and card colours.
Built around how money actually moves.
Start with the whole system, or narrow the view to the part of Caps you care about.
Showing 8 of 8 product areas.
Home dashboard
Total balance, currency views, financial pulse, quick actions, spending, budget health, and recent activity.
Wallets & accounts
Cash, bank accounts, and credit cards with clear balances, custom card treatments, and flexible totals.
Timeline
Search and filter transactions, move between grouped periods, and inspect credit-card statement cycles.
Budgets
Flexible periods, category and wallet scope, spending pace, days remaining, and clear risk states.
Reports
Trends, category and wallet breakdowns, focused drilldowns, and transaction-level context.
Loans
Track money lent and borrowed, collections, repayments, contacts, agreements, and due dates.
Calendar
Daily income, expense, and net cash-flow views with month totals and transaction detail.
Appearance
Theme, style, accent, simplified-view, card-color, and wallet-layout controls that remain consistent.
A premium layer for sync, planning and clarity.
Private cloud sync, secure restore, deeper reports and smarter budget planning, with nothing competing for your attention.
Get Caps on Google PlayCaps Pro is an in-app purchase, offered monthly, yearly, or as a one-time lifetime plan.
- Private cloud sync across devices
- Advanced spending reports and trends
- Smarter budget and cash-flow planning
- Secure restore when changing phones
- 100% ad-free experience
- Monthly, yearly, and lifetime plan support
Your money data should be handled with clarity and respect.
Caps is built for people who want to track expenses without being pushed into ads, hidden data selling, or bank-credential collection. The product uses your data to run the features you choose, and gives you a clear deletion path.
No data sale
Caps does not sell personal data.
Your finance records are not treated as an advertising product. Caps does not use advertising SDKs or sell personal data to data brokers.
Manual tracking
No bank-login credentials.
Caps does not ask for bank passwords, card PINs, or net-banking credentials. You control the information you enter into the app.
Clear control
Deletion is available.
Signed-in users can delete inside the app, and anyone who cannot access the app can use the public deletion page with email verification.
Responsible operation
Operated by NoozyTech.
Privacy questions, deletion questions, and account support have a public contact path at caps@noozytech.com.
Practical answers before you start.
Tracking, offline use, sync, privacy, deletion, credit cards, loans, customisation and Caps Pro.
What is Caps Money Manager used for?
Caps helps you track wallets, bank accounts, credit cards, loans, budgets, reports, and daily transactions from one personal finance workspace.
Does Caps work offline?
Caps is built around a local-first ledger, so core tracking and review stay fast on your device. Signing in adds secure backup, restore, and cloud sync when available.
How does Caps handle credit cards?
Credit cards are treated as dedicated wallet cards with due amount, statement period, utilization, paid or overdue badges, outstanding balance, credit balance, and available credit.
Can I track loans and repayments?
Yes. Caps includes a loan dashboard for money lent and borrowed, contacts, agreements, collections, repayments, active loans, settled loans, overdue status, and due-date tracking.
What makes the Timeline different?
Timeline supports grouped history, wheel-based date review, wallet filters, category filters, search, sort, and statement-cycle views for credit-card activity.
Can I customize the app appearance?
Yes. Caps supports Auto, Light, Dark, and Black themes, Standard and Material You styles, accent colors, per-wallet card colors, simplified view, and stacked or layered wallet presentation.
What does Caps Pro add?
Caps Pro is designed for private cloud sync, secure restore, advanced spending reports and trends, smarter budget and cash-flow planning, and a 100% ad-free experience.
Is Caps Web coming?
Yes. Caps Web is planned as a full web version so you can manage wallets, credit cards, loans, budgets, reports, and transactions from a computer or web browser.
What features are still coming soon?
Caps Web, scheduled transactions, event-based planning, goals and savings, invite rewards, and some deeper loan timeline areas are prepared as future workflows rather than marketed as finished features.
Does Caps sell my personal data?
No. Caps does not sell personal data and does not use advertising SDKs. App data is used to provide the money-tracking, sync, restore, support, security, and purchase features you choose to use.
Does Caps ask for my bank login details?
No. Caps is a personal expense tracker, not a bank-login or account-aggregation service. It does not ask for bank passwords, card PINs, or net-banking credentials.
Why does Caps store financial data?
Caps stores the wallets, transactions, budgets, loans, categories, and notes you enter so the app can show your balances, reports, reminders, sync, and restore experience.
Can I delete my Caps account and data?
Yes. Signed-in users can delete their account from Profile > Danger Zone inside the app. If you cannot access the app, use the public account deletion page on this website.
Who operates Caps?
Caps Money Manager is operated by NoozyTech. For privacy, account deletion, or support questions, contact caps@noozytech.com.